It was only a few weeks back that I wrote about ways to maximize your credit card rewards earnings through the use of RadPad and Plastiq (Part I, Part II, Part III) for your rent and mortgage, but just a few days ago, RadPad came out with another very lucrative promotion! This post is especially for you renters out there!
Let's go over again what we know! The best and cheapest way to pay rent is using a debit card through RadPad. And as we learned from Part II, the best debit card to use is the PayPal Business Debit MasterCard (PPBDMC), because you actually earn 1% cash back for using it!
The best and cheapest way to pay your mortgage using a credit card, is through Plastiq, since their 2.5% fee is about a percentage point cheaper than RadPad's 3.49% fee. However, unless you are trying to build your credit, quickly meet minimum spending amounts, or build up your miles/points stashes, this is not the most cost-efficient way to go about it.