I posted about a super cheap purchase a couple of days on Facebook, and I got a number of 'likes' and comments on it. I figured I'd explain how I went about scoring such a great deal.
Let's go over again what we know! The best and cheapest way to pay rent is using a debit card through RadPad. And as we learned from Part II, the best debit card to use is the PayPal Business Debit MasterCard (PPBDMC), because you actually earn 1% cash back for using it!
The best and cheapest way to pay your mortgage using a credit card, is through Plastiq, since their 2.5% fee is about a percentage point cheaper than RadPad's 3.49% fee. However, unless you are trying to build your credit, quickly meet minimum spending amounts, or build up your miles/points stashes, this is not the most cost-efficient way to go about it.
So in my last post, Part I, I gave a brief overview of both RadPad and Plastiq, and how to take advantage of both services to either stop having to write checks to your landlord each month, meet minimum spend for newly acquired credit card bonuses, build your credit, and/or rack up some serious travel reward miles/points in the process.