Chase

How We Currently Use Our Stash of Credit Cards in Everyday Life

How We Currently Use Our Stash of Credit Cards in Everyday Life

When it comes to earning miles/points there are essentially 2 main ways to do so -- signing up for credit cards and/or through everyday spend. I've already covered extensively why leveraging your credit through the signing up of credit cards is so valuable (big amount of points in a short amount of time!), while I haven't touched much on how to maximize your earning potential with everyday spend.

New Chase Freedom Unlimited Card - Yay or Nay?

New Chase Freedom Unlimited Card - Yay or Nay?

Chase currently has a new annual-fee free 1.5% cash back card out, called the Freedom Unlimited. Now if you're familiar with Chase's current product line, you probably already hold the regular Chase Freedom card or have considered applying for it. The main difference between the new Freedom Unlimited and the regular Freedom is as follows:

App-O-Rama Reconsideration Call

App-O-Rama Reconsideration Call

At the beginning of the month, I wrote about our newest app-o-rama of credit card applications. I also mentioned that several of my applications were in “up-in-the-air” (pun intended, as this is a travel website!) or pending status. The confirmation emails that I received immediately, post-application, stated a 7-10 day turnaround time for them to notify me of their decision. Chase usually does a good job of sending those denial/approval letters out, and I received a denial letter for the Sapphire Preferred Visa and an acceptance letter for the IHG within that timeline, but for some reason, never received any such letters for the British Airways or the Marriott Rewards Visas.